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Welcome to Vijay Capitals we have over 12 years of expertise

Vijay Capitals
No 05,Old No 04 (1st Floor),
Manadai Amman Koil Main Street, , Adambakkam, Chennai- 600088,
LandMark- Ambedkar statue and Adambakkam Ground

+ 044 2255 2388

,

+91 955 16 10 484


+91 98419 32 511


vijaycapitals@gmail.com
contact@vijaycapitals.com

Business Loan in Chennai

How does the idea of getting your business Loan delivered at your desk sound? Great? Vijay Capitals will do exactly that for you. Your dedicated Vijay Capitals expert will help you choose the right bank/institution, get the best rate, coordinate the documentation process and ensure the funds reach you in the quickest possible time. All this and more without you even stirring from your desk.

Read below how these factors effect your Interest rates. To help its customers get the best interest rates on business Loans Vijay Capitals has consolidated all the information regarding latest rate of interests at one place. Please keep visiting this section to get updated rates of interests on business Loans.

Business Loan Charts

Turn Over Min 40L
Net profit Min 1.5 L
Business Stability 5 Yrs
Rate of Interest 14% to 18 %
Eligibility Calculation
CASH FLOW Net profit- Tax + 50% of Deprecation = CASH FLOW
DSCR Existing Loan Emi * Remaining Months or 12 Months
Eligibility Criteria DSCR/CASH FLOW = 1 % and Above
Multiplier Calculation Eligibility Criteria * 1.75
Document Required
(1) 2 yrs I. T Including TDS amount Mentioned -TDS certificate (Form 16 )
(2) 6 Months COMPANY'S Current Account Bank Statement
(3) Loan Schedules
(4) Business Continuity Proof
(5) Identity Proof- Passport/ Driving License/PAN card/ Voters Id (Anyone of the above)
(6) Age proof- PAN Card/ Passport/ Driving License / School leaving certificate/ /Birth Certificate/ (Anyone of the above)
(7) Address Proof-Passport/ Telephone bill (BSNL/MTNL) / Electricity bill / Rental agreement / Driving license / Bank Statement With Address page / Election ID card/ Postal Id Card/BB BILL/Ration Card/Gas Bill With Agreement Book/ P
(8) Own house proof- Either Shop or Residence - Document- EB Card / TAX Receipt

PVT LTD

Turn Over Min 40L - (NP and TO SAME )
Net profit Min 40 L (NP and TO SAME )
Business Stability 5 Yrs
Own Property Any one
Rate of Interest 14% to 18 %
Eligibility Calculation
CASH FLOW Net profit- Tax + 50% of Deperecation + Partnar's Salary = CASH FLOW
DSCR Existing Loan Emi * Remining Months or 12 Months
Eligibility Criteria DSCR/CASH FLOW = 1 % and Above
Multiplier Calculation Eligibility Criteria * 1.75 and High Profile Means - multiplier 2
Document Required
(1) 2 Yrs company I T
(2) 2 Yrs Individual I T of Major Partner
(3) 6 Months Current Account bank Statement
(4) Partnership deed
(5) Company Pan Card
(6) Partner Pan Card
(7) Partner's Own House Proof or Shop
(8) Loan Schedule's
(9) KYC of ALL PARTNERS
(10) MOA - MEMORANDUM OF ARTICLE

PARTNERSHIP

Turn Over Min 40L
Net profit No Issues
Business Stability 5 Yrs
Own Property Any One
Rate of Interest 14% to 18 %
Eligibility Calculation
CASH FLOW Net profit- Tax + 50% of Deperecation + Intrest on Capital + Partnar's Salary = CASH FLOW
DSCR Existing Loan Emi * Remaining Months or 12 Months
Eligibility Criteria Eligibility Ciritiea * 1.75 and High Profile Means - multiplier 2
Multiplier Calculation DSCR/CASH FLOW = 1 % and Above
Document Required
(1) 2 Yrs company IT
(2) 2 Yrs Individual I T of Major Partner
(3) 6 Months Current Account bank Statement
(4) Partnership deed
(5) Identity Proof- Company Pan Card
(6) Partner Pan Cardcertificate/ /Birth Certificate/ (Anyone of the above)
(7) Partner's Own House Proof or Shop
(8) KYC of ALL PARTNERS

Auto Loan Based

Turn Over Min 40L
Net profit No issues
Business Stability 5 Yrs
Own Property Any one
Rate of Interest 14% to 18 %
Eligibility Calculation
CASH FLOW Net profit- Tax + 50% of Deprecation + Interest on Capital + Partner's Salary = CASH FLOW
DSCR Existing Loan Emi * Remaining Months or 12 Months
Eligibility Criteria DSCR/CASH FLOW = 1 % and Above
Multiplier Calculation Eligibility Criteria * 1.75 and High Profile Means - multiplier 2
Document Required
(1) 2 Yrs company I T
(2) 2 Yrs Individual I T of Major Partner
(3) 6 Months Current Account bank Statement
(4) Partnership deed
(5) Company Pan Card
(6) Partner Pan Card
(7) Partner's Own House Proof or Shop
(8) Loan Schedule's
(9) KYC of ALL PARTNERS

Doctor Profile

Turn Over No Issue
Net profit 1 Lakhs
Business Stability 5 Yrs
Rate of Interest 14% to 18 %
Eligibility Calculation
Net Profit Tax+ 50 % Dep *4
Document Required
(1) 2 Yrs IT
(2) 6 Months bank Statement
(3) MBBS - Degree Certificate
(4) MRC- MEDICAL REGISTRATION CERTIFICATE
(5) PG Proof

DOCTOR'S DELIGHT- 24 HRS DISPOSAL

Turn Over No Issue
Net profit 1 Lakhs
Business Stability 5 Yrs
Rate of Interest 14% to 18 %
Eligibility Calculation
Net Profit Tax+ 50 % Dep *4
Document Required
(1) 2 Yrs IT
(2) 6 Months bank Statement
(3) MBBS - Degree Certificate
(4) MRC- MEDICAL REGISTRATION CERTIFICATE and MBBS + SPECIALIST
(5) PG Proof
(6) 3 Yrs - PG COMPLIETED

HOSING LOAN BASED

Existing Loan Amount Loan Amount Should be 15 Lakhs
Tenture Completed Min 18 Months
Existing Loans 2 Nos of Loans
Rate of Interest 14% to 18 %

HOSING LOAN BASED

Existing Loan Amount Loan Amount Should be 15 Lakhs
Tenture Completed Min 18 Months
Existing Loans 2 Nos of Loans
Rate of Interest 14% to 18 %

RENTAL INCOME

Rental income Min 50 K Per Month
Rental Credit Credited in Bank Account
IT 2 Years Must
Eligible Income minus 12 % - Obligation
Main Document Building Lease Aggrement
Rate of Interest 14% to 18 %

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